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Hospitalization expenses due to an illness or accident are covered in the policy up to the Policy Sum Insured amount.This includes room rent, boarding expenses, nursing, intensive care unit, medical practitioner, anesthesia, operation theatre charges, blood, oxygen, surgical appliances, medicines, drugs and consumables, Diagnostic procedures, Cost of prosthetic & other devices or equipment if used internally during a surgical procedure Medical expenses that are incurred by an Insured Person for availing medical treatments at his/her home at the advice of the attending Medical Practitioner, in case he/she cannot be transferred to the hospital or because of non-availability of hospital bed, are subject to reimbursement.

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